As we move through 2026, mortgage rates have remained below 7%, which is helping to keep housing demand steady, even as growth has flattened or dipped slightly. I’m seeing a gentle uptick in new listings and inventory, along with more price reductions across both Georgia and Alabama. These subtle changes are important for anyone considering a move or investment, especially as rising yields and shifting market risks could nudge rates higher—potentially leading to modest declines in sales and mortgage applications. My experience guiding clients from consultation to closing means I pay close attention to these trends, ensuring you have the insight and support to navigate every stage of your real estate journey with confidence.
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