Home-Purchase Loans Increased in Nearly 80% of Major Metropolitan Areas in 2025

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As a licensed broker serving Georgia and Alabama, I watch market movements closely to guide buyers and sellers through every step. This year, home-purchase mortgage applications climbed 2%, reaching 6.68 million—with 3.6 million loans originated. Nearly 80% of major metropolitan areas saw an uptick in applications, while average mortgage rates eased to 6.4%. Even with these gains, activity remains below pre-pandemic highs, so navigating the current landscape requires knowledgeable support. With a background in law and a commitment to five-star service, I’m here to ensure your real estate journey is both informed and smooth, from consultation to closing and beyond.

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